How to Find Cat Insurance

Cat insurance is increasingly popular. Not only does it help to insure your cat's well-being by easing the burden of preventive care, it reduces the stress of money woes during times of illness or emergencies. Not all cat insurance policies are equal. Taking a few minutes to research them is the best way to find the optimal plan for you and your cat. Finding the right plan can make the difference between the best veterinary treatment and the bare essentials. You can take steps to find the ideal cat insurance for your furry friend.

Instructions

1

Talk to your vet about pet insurance companies. Veterinarians work with multiple pet insurance companies and see firsthand how well they accommodate the needs of cats and their owners. Your vet can also help you determine what plan your cat requires, depending on the cat's health history.

2

Determine what you can afford. Cat insurance policies can cost between $300 and $600 per year. This can seem costly, but insurance plans can be more affordable than fees that add up for ultrasounds, surgery and other emergencies.

3

Call your top choices of cat insurance companies. Talk to them about their plans and get a feel for their customer service. The last thing you want to deal with while your cat is sick is a difficult customer-service representative.

4

Choose the best plan for you and your cat. There are two basic types of cat insurance plans, which include coverage of common health conditions, such as kidney disease or cancer, or broad-spectrum coverage of any illness or emergency within a predetermined cost limit.

5

Understand that age and pre-existing conditions might limit the health coverage for your cat. Hereditary and congenital disorders are often not covered in condition-oriented insurance plans. Older cats are still eligible for pet insurance; however, such coverage is more costly and might have a higher deductible.

6

Take age into consideration. Some insurance plans base their coverage entirely on the cat's age. Coverage for younger cats is kitten-specific and covers medical issues like spaying, neutering and vaccines. Coverage for older cats covers injuries, infections and preventive care, such as dental treatments.

Cat insurance is increasingly popular. Not only does it help to insure your cat's well-being by easing the burden of preventive care, it reduces the stress of money woes during times of illness or emergencies. Not all cat insurance policies are equal. Taking a few minutes to research them is the best way to find the optimal plan for you and your cat. Finding the right plan can make the difference between the best veterinary treatment and the bare essentials. You can take steps to find the ideal cat insurance for your furry friend.

Instructions

1

Talk to your vet about pet insurance companies. Veterinarians work with multiple pet insurance companies and see firsthand how well they accommodate the needs of cats and their owners. Your vet can also help you determine what plan your cat requires, depending on the cat's health history.

2

Determine what you can afford. Cat insurance policies can cost between $300 and $600 per year. This can seem costly, but insurance plans can be more affordable than fees that add up for ultrasounds, surgery and other emergencies.

3

Call your top choices of cat insurance companies. Talk to them about their plans and get a feel for their customer service. The last thing you want to deal with while your cat is sick is a difficult customer-service representative.

4

Choose the best plan for you and your cat. There are two basic types of cat insurance plans, which include coverage of common health conditions, such as kidney disease or cancer, or broad-spectrum coverage of any illness or emergency within a predetermined cost limit.

5

Understand that age and pre-existing conditions might limit the health coverage for your cat. Hereditary and congenital disorders are often not covered in condition-oriented insurance plans. Older cats are still eligible for pet insurance; however, such coverage is more costly and might have a higher deductible.

6

Take age into consideration. Some insurance plans base their coverage entirely on the cat's age. Coverage for younger cats is kitten-specific and covers medical issues like spaying, neutering and vaccines. Coverage for older cats covers injuries, infections and preventive care, such as dental treatments.